BIC / SWIFT code for any bank | SWIFT code finder (2024)

FAQs

How do I find my banks Swift BIC code? ›

How do you find your SWIFT/BIC code? To locate your SWIFT/BIC code, check any paper or digital banking statements, or look at your account details on your online banking profile. You can also search for your BIC code using a digital SWIFT/BIC search tool by providing your country and bank location data.

Whilst most banks have a BIC / SWIFT code assigned to them, there are some financial institutions that do not use them. A number of smaller banks and credit unions in the United States do not connect to the SWIFT network, which means that they do not use international routing codes.

Is a SWIFT code the same for all branches? This varies by bank. Some banks use the same SWIFT code for all their branches while other banks designate a unique SWIFT code for each branch. If you are unsure of which code to use, you can typically use the bank's head office SWIFT code to send money.

Simply choose the country, bank name and the browser will show you the BIC codes for all branches of this bank in the selected country. Then select the BIC code to view it's full details. Additionally, you can also retrieve BIC from an IBAN with our IBAN Validation tool.

A SWIFT BIC code refers to a specific financial institution in an international transaction, whereas an IBAN number identifies an individual account and the country of business. It's the global equivalent to a bank account and an ABA routing number in the United States.

Does every bank have a SWIFT code? No. Not all banks and financial institutions use SWIFT codes. If yours doesn't, ask what number should be used in its place for sending or receiving international money transfers.

Visit the bank's website and check their Frequently Asked Questions (FAQs) section, international wire transfers, and other related links for their BIC/ SWIFT code. If there's a search feature on the website, enter “SWIFT code” in the search box.

Swift codes are used for international transactions. This involves transfers across different countries and continents. Routing numbers, on the other hand, are specific to the United States and are meant to facilitate domestic transactions within the country.

The sender should contact their bank as soon as they realize the mistake to initiate the process of correcting the Swift code and ensuring the return of the funds. Generally, it can take anywhere from a few days to several weeks for it to be returned.

Yes, the SWIFT code can be the same for all the bank's branches because branches usually use the same code as the head office. However, you will need the IFSC code of a specific branch to transfer the money, whether nationally or internationally.

What is the difference between IBAN and SWIFT BIC? ›

The primary difference between the two methods lies in what information the codes convey. A SWIFT code is used to identify a specific bank during an international transaction, whereas an IBAN is used to identify an individual bank account involved in the international transaction.

Currently, US banks do not use the IBAN number domestically. Instead, US banks use ABA routing numbers (for domestic transfers) and SWIFT codes (for international transfers).

An example of a swift code is AAAA-BB-CC-123. Here are the components of a SWIFT code: Bank code: Four letters representing the title of the bank, usually a shortened form of the bank's name. Country code: Two letters representing the country of the bank.

Typically this is a shortened version of the bank's name. For example, the first four letters of Bank of America's BIC code are BOFA. The first four letters of Wells Fargo's BIC code are WFBI. The characters that appear in the bank part of the code are always letters.

For international wire transfers: SWIFT / BIC code WFBIUS6S.